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Expert Environnemental et Social

Attijariwafa bank • Morocco • Added on Aug 4, 2026
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As a key member of the Global Risk Management entity, you will take full ownership of environmental and social assessments for major financing projects. Your daily focus involves auditing client activities against sustainability standards, ensuring that credit approvals align with the bank’s evolving risk management framework. You will bridge the gap between financial risk and ethical responsibility by providing technical expertise to both commercial networks and risk committees.

This role is critical for Attijariwafa bank’s mission to foster responsible growth across the African continent. By integrating E&S criteria into the core credit process, you directly influence how capital is deployed toward sustainable infrastructure and ethical business practices. You will be at the forefront of harmonizing regional banking operations with international green finance requirements, making a measurable impact on the bank’s ecological footprint.

This suits someone who possesses deep technical knowledge of E&S risk modeling and enjoys navigating complex financial landscapes. You should be a collaborative professional with at least five years of experience who thrives on transforming regulatory requirements into actionable business intelligence.

Job FAQs

What are the main missions and responsibilities of this role?

The core of this role lies in the technical analysis of projects financed by the bank to ensure they meet environmental and social standards. You will be responsible for evaluating, monitoring, and mitigating E&S risks throughout the credit lifecycle, ensuring that every loan aligns with the bank's sustainability risk framework. Beyond project-specific audits, you will play a strategic role in the operational implementation of the E&S risk management system. This involves drafting methodological guides, developing internal reference frameworks, and ensuring that the bank’s lending practices are consistently applied across its pan-African network. You are also tasked with internal capacity building, which means designing and delivering training programs for commercial teams and risk officers. By acting as an internal consultant, you help the bank maintain high compliance standards while supporting sustainable economic development.

Key learning opportunities for this job

In this position, you will gain unparalleled exposure to international sustainable finance standards, such as the IFC Performance Standards and Equator Principles. Navigating these global benchmarks within a Moroccan and pan-African context provides a unique vantage point on how global regulations are localized. You will also deepen your expertise in complex risk modeling. By working within the Global Risk Management entity, you will learn how to quantify non-financial risks and integrate them into traditional financial credit models, a skill set that is increasingly in high demand in the banking sector. Furthermore, you will have the chance to participate in international debates and initiatives. Representing the bank in discussions with global development funders and regulators will enhance your understanding of the evolving green taxonomy and ESG reporting trends affecting the global financial industry.

How does the ideal candidate look like (experience, skills)?

The bank is looking for a professional with a Master's degree in environmental science, sustainable development, or sustainable finance. With at least five years of experience in a similar role, you must demonstrate a proven ability to analyze the environmental and social impacts of large-scale projects. Technical proficiency in E&S risk modeling is essential, but the bank also values rigorous analytical skills and the ability to work autonomously. You should be comfortable translating scientific or regulatory data into clear recommendations for financial decision-makers who may not have a sustainability background. Soft skills are equally important; the ideal candidate is a dynamic team player with strong communication abilities. Since you will be training others and harmonizing practices across different regions, the ability to influence and educate colleagues is a major asset.

Advice to stand out and make a successful application

To stand out, your application should demonstrate a strong understanding of the African financial landscape and the specific sustainability challenges faced in the regions where Attijariwafa bank operates. Mentioning specific experience with international lenders (like the EIB or AFD) will show you are ready to handle high-level compliance. Highlight your ability to bridge the gap between technical environmental data and banking operations. In your cover letter, provide a concrete example of a time you successfully mitigated a project risk or influenced a credit decision based on environmental or social criteria. Finally, emphasize your pedagogical approach. Since the role involves training commercial teams, showing that you can simplify complex E&S concepts for a non-expert audience will prove you can effectively drive the adoption of the bank's new risk management systems.

What aspects of the company's sustainability is this role likely to focus on?

The primary focus of this role is responsible lending and climate risk. You will be the guardian of the bank's 'E&S' credit policy, ensuring that the projects funded do not cause environmental degradation or social harm, such as human rights violations or loss of biodiversity. You will also focus on regulatory convergence. As central banks and global regulators introduce stricter green finance rules, your work will ensure that Attijariwafa bank remains ahead of the curve, particularly regarding transparency and the environmental quality of its loan portfolio. Social impact is another key pillar, as you will evaluate how projects affect local communities. This includes labor standards, health, and safety, ensuring that the bank’s investments contribute to the overall well-being of the territories it serves across its 26 countries of operation.

What are the main challenges someone in this role might face?

One of the significant challenges will be cultural change management within the commercial teams. Persuading traditional relationship managers to incorporate E&S criteria into their sales and credit processes requires patience and strong negotiation skills to avoid seeing these checks as mere administrative hurdles. Another challenge is the complexity of multi-jurisdictional compliance. Given the bank’s pan-African presence, you may need to navigate varying national regulations while maintaining a consistent and high-standard internal E&S policy that satisfies demanding international investors. Finally, data availability can be an obstacle. In many emerging markets, obtaining high-quality environmental or social data from clients can be difficult, requiring you to use your expertise to make informed assessments based on incomplete information.

How could a typical day look like for someone in this position?

A typical day might begin with reviewing project files for upcoming credit committees, where you evaluate the E&S impact assessments submitted by potential corporate clients. You will spend time analyzing these reports and drafting your technical opinion on whether the bank should proceed. Your afternoon could be spent in cross-functional meetings with the Global Risk Management team or the commercial network. These sessions might involve troubleshooting a specific project’s compliance issues or discussing the roadmap for the further rollout of the E&S management system. You might also dedicate time to content creation, such as developing a new training module for regional managers or updating an internal guide on industry-specific environmental risks. The day often ends with monitoring news and regulatory updates to ensure the bank’s frameworks remain current.

What are the opportunities for professional growth and development in this role?

This role offers a clear path toward senior management in ESG or Risk. As the financial sector continues to prioritize sustainability, experts who can bridge risk and E&S are being fast-tracked into leadership positions such as Head of ESG Risk or Sustainability Director. You will have opportunities for geographical and functional mobility. Given the bank’s presence in 26 countries, you could lead international projects or even move into strategic roles involving the development of sustainable finance products like green bonds or social loans. Furthermore, the high-level exposure to international banking standards makes you a valuable asset for global financial institutions. Your work at a market leader like Attijariwafa bank serves as a powerful credential for high-visibility roles in the global sustainable development ecosystem.

The main stakeholders you might be interacting with

Your primary internal stakeholders are the Global Risk Management (GGR) team and the commercial network. You will work closely with risk analysts and relationship managers to ensure that environmental and social due diligence is integrated into the standard credit workflow. You will also interact with senior management and credit committees, providing them with the critical technical expertise needed to make informed decisions on high-stakes project financing. Your role is to provide the 'green' perspective in high-level financial discussions. Externally, you will engage with international donors and regulators. These interactions are vital for aligning the bank’s practices with global standards, ensuring continued access to international capital markets and maintaining the group's reputation as a responsible pan-African leader.

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